Sales Conveyancing – Simplified
Buying or selling a property in Dubai involves more than just finding the right buyer or seller — it also means navigating a detailed legal process. The conveyancing stage can often feel overwhelming, especially for first-time clients or overseas investors.
That’s where we come in.
Our comprehensive sales conveyancing service is designed to guide you every step of the way — from drafting contracts and handling due diligence to managing payments, NOCs, and transfer procedures. With us, you can move forward with confidence and peace of mind, knowing that every detail is handled with care and precision.
1. Form F – The Unified Sales Contract
The first formal step in purchasing a property or land in Dubai is signing the Form F, a unified digital contract issued via the Dubai Land Department (DLD). This contract outlines all the key details of the transaction, including obligations, responsibilities, timelines, and associated costs. As this agreement is legally binding, withdrawing after signing can be financially costly. It is highly recommended to engage an experienced conveyancer to ensure a smooth and compliant process.
2. Property Valuation (Mortgage Buyers Only)
For buyers financing the purchase through a mortgage, the bank will require a property valuation before approving the loan. The buyer bears the valuation cost, and the seller must ensure access to the property for this assessment. Once completed, the valuer submits the report to the bank, which then finalizes the mortgage offer based on the assessed value.
3. Liability Letter (If Seller Has a Mortgage)
If the property is mortgaged, the seller must request a liability letter from their bank. This letter outlines the remaining loan amount to be settled before transfer. It typically takes up to 14 working days to obtain and is usually valid for 7 to 15 working days.
4. Blocking Process (For Cash Buyers)
The blocking process is a safety mechanism typically used by cash buyers. Managed by a DLD-approved trustee office, it ensures that all documents and payments are collected and held securely. The trustee coordinates the settlement of any outstanding liabilities and, upon confirmation of clearance, facilitates the final exchange. This process minimizes financial risks for both parties.
5. Manager’s Cheques
As per the conveyancer’s instructions, manager’s cheques must be prepared ahead of the transfer.
1.Cash buyers will prepare a cheque for the full amount due to the seller.
2.Mortgage buyers will have their bank issue a cheque for the approved loan amount.
3.If the seller has a mortgage, two cheques are typically required: one to settle the outstanding mortgage and another for the remaining balance to the seller.
6. NOC (No Objection Certificate)
In resale transactions, a No Objection Certificate (NOC) must be obtained from the developer. This document confirms that all service charges and fees have been paid and that the property is clear for transfer. Since service charges are typically paid in advance, the buyer will reimburse the seller for the prorated amount during the transfer. A copy of the NOC is also shared with the buyer’s bank if a mortgage is involved.
7. Transfer of Ownership
Once all documents, payments, and approvals are in place, the final step is the transfer of ownership at the Dubai Land Department. On the scheduled date, all parties meet to complete the transaction. This includes:
1.Submitting manager’s cheques
2.Settling service charges or rental adjustments
3.Taking biometric verification (fingerprints)
4.Issuance of the new Title Deed
5.Handover of property keys
The transfer marks the official change of ownership and the successful completion of the real estate transaction.